The bad credit rating can create problems for the car buyer. BHPH dealers give buyers who have bad credit scores the opportunity to purchase cars that they wouldn’t normally be able to. Buy here-pay here car dealers will finance your vehicle loan via the dealer. Purchasers do not have to apply for and receive a car financing via a lending institution. They can instead obtain the approval via the dealer.

Owning your own car offers you freedom and independence that is unparalleled. BHPH car dealers might be the sole option for buyers of cars with bad or no credit. Find buy here and pay here dealers near you on this website if your bank has rejected you for a auto loan. This website is here to help you if your credit score prevents you from buying a car.

The hope that you will own a car is shattered instantly when many lenders decline your car loan application. Because of our current financial crisis in the United States, a large number of auto loan requests are denied every single day. In order to decide whether to approve an application, the banks and finance firms use the credit score. BHPH auto dealerships help those who are in a bind. For a loan, finance companies and banks will only look at the score of a person’s credit report.

Consider the following pros and cons.

Pro: They’re easily accessible, growing in popularity and represent the fastest-growing part of auto sales. California, Florida New York Texas Pennsylvania Illinois are all states where they can be found. New York is the city with most buy here, pay here dealerships. There are also many in Los Angeles.